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Alberta
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New Business and Renewals (Effective September 1, 2025) NEW
2025 Private Passenger CLEAR Rate Group Tables
2025 Commercial Rate Group Tables
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New Business and Renewals (Effective August 1, 2025)
Various Rule Changes
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New Business and Renewals (Effective June 1, 2025)
Revised Recreational Section Motorcycle & Moped Rule 409.B
Revised Rate Pages for Motorcycle & Moped
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New Business and Renewals (Effective March 1, 2025)
Various Rule Changes
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New Business and Renewals (Effective January 1, 2025)
Revised Private Passenger Grid Rates
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New Business and Renewals (Effective October 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective September 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
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New Business and Renewals (Effective August 1, 2024)
Revised Interurban Telematics Discount
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective May 1, 2024)
Revised Private Passenger Grid Rates
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New Business and Renewals (Effective April 1, 2024)
Good Driver Protection (Private Passenger Vehicle Section only)
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New Business and Renewals (Effective January 1, 2024)
Private Passenger Rule Changes
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New Business and Renewals (Effective December 1, 2023)
Various Rule Changes
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
Update to Criminal Code Convictions
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New Business and Renewals (Effective September 1, 2023)
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective August 1, 2023)
Amendment to Alberta Standard Endorsement Forms
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New Business and Renewals (Effective June 1, 2023)
Various Rule Change to Private Passenger Section
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New Business and Renewals (Effective May 1, 2023)
Introduction of Interurban Video Telematics Discount
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New Business and Renewals (Effective February 1, 2023)
Revised Interurban Vehicle Rates
Various Rule Changes
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New Business and Renewals (Effective January 1, 2023)
Revised Private Passenger Grid Rates
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New Business and Renewals (Effective October 1, 2022)
Revised Commercial Rule 228
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New Business and Renewals (Effective September 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
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New Business and Renewals (Effective January 1, 2022)
Implementation of Direct Compensation Property Damage (DCPD)
Revised Private Passenger Grid Rates
GISA (ASP) Updates
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New Business and Renewals (Effective September 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
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New Business and Renewals (Effective July 1, 2021)
Revised Grid Rule Change
Revised Commercial Section Rule 201
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New Business and Renewals (Effective May 1, 2021)
Revised Garage Rates
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New Business and Renewals (Effective April 1, 2021)
Various Rule Changes
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New Business and Renewals (Effective January 1, 2021)
Revised Fleet Rates
Revised Private Passenger Grid Rates
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New Brunswick
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New Business and Renewals (Effective October 1, 2025) NEW
2025 Private Passenger CLEAR Rate Group Tables
2025 Commercial Rate Group Tables
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New Business and Renewals (Effective March 1, 2025)
Various Rule Changes
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New Business and Renewals (Effective November 1, 2024)
Revised Private Passenger, Commercial, Taxi, Motorcycles & Mopeds, All-Terrain Vehicles Rates
Revised Interurban Vehicles
Revised Public Bus, Private Bus, School Bus, Hotel & Country Club Bus, Ambulance, Funeral
Revised Snow Vehicles, Private Trailers, Motor Home, Camper Unit, Historic Vehicles
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New Business and Renewals (Effective October 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective September 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective January 1, 2024)
Revised Private Passenger, Commercial, and Taxi Rates
Revised Hotel & Country Club Bus, Private Bus, and School Bus
Revised Ambulance and Funeral Vehicle
Revised Historic Vehicle, Motor Home, Trailer, and Camper Unit
Various Rule Changes
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New Business and Renewals (Effective December 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective September 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective May 1, 2023)
Revised Rates Pages for Interurban Vehicles
Revised Rate Pages Public Bus
Revised Rate Pages Motorcycle & Moped, All-Terrain Vehicles, and Snow Vehicle
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New Business and Renewals (Effective October 1, 2022)
Revised Commercial Rule 228
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New Business and Renewals (Effective September 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
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New Business and Renewals (Effective July 1, 2022)
Revised Private Passenger, Commercial, and Taxi Rates
Revised Interurban, Public, School Bus, Hotel & Country Club Bus, and Private Bus
Revised Ambulance and Funeral Vehicle
Revised Private Trailer, Motor Home, Camper Unit, and Historic Vehicles
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New Business and Renewals (Effective June 1, 2022)
Revised All-Terrain Vehicle Rates
Revised Motorcycle & Moped Rates
Revised Snow Vehicle Rates
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective September 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective August 1, 2021)
Revised Commercial Section Rule 201
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New Business and Renewals (Effective March 1, 2021)
Revised Private Passenger
Revised Taxi
Revised All-Terrain Vehicles
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New Business and Renewals (Effective February 1, 2021)
Revised Commercial Vehicles
Revised Motorcycles
Revised Snow Vehicles
Revised Private Trailers/Camper Units
Revised Historic (Antique) Vehicles
Revised Motorhomes
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New Business and Renewals (Effective January 1, 2021)
Various Commercial Rule Changes
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Newfoundland and Labrador
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New Business and Renewals (Effective October 1, 2025) NEW
Revised Rates for Private Passenger
Revised Rates for Commercial
Revised Rates for Interurban
Updated rate pages for Public Bus, Private Bus, School Bus, Hotel & Country Club Bus, Ambulance, Funeral, Historic Vehicles, Motor Homes, Trailers and Camper Units.
2025 Private Passenger CLEAR Rate Group Tables
2025 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective October 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective September 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective February 1, 2023)
Revised Taxi rates
Various Rule Changes
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New Business and Renewals (Effective November 1, 2022)
Revised Motorcycle & Moped rates
Revised All-Terrain Rates
Revised Snow Vehicle Rates
Revised Recreational Rule Change
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New Business and Renewals (Effective October 1, 2022)
Revised Commercial Rule 228
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New Business and Renewals (Effective September 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
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New Business and Renewals (Effective April 1, 2022)
Revised Private Passenger Vehicle Rates
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA(ASP) updates
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New Business and Renewals (Effective September 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective August 1, 2021)
Revised Commercial Section Rule 201
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New Business and Renewals (Effective July 1, 2021)
Revised Public Bus Rates
Revised Private Bus Rates
Revised School Bus Rates
Revised Hotel & Country Club Rates
Revised Ambulance Rates
Revised Funeral Rates
Revised Garage Rates
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New Business and Renewals (Effective April 1, 2021)
Revised Commercial Rates
Revised Interurban Rates
Revised Motorcycles
Revised All-Terrain Vehicles
Revised Snow Vehicles
Revised Motorhomes
Revised Antique (Historic) Vehicles
Revised Private Trailers
Revised Camper Units
Various Rule Changes
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New Business and Renewals (Effective February 1, 2021)
Revised Fleet Rates
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New Business and Renewals (Effective January 1, 2021)
Newfoundland & Labrador Automobile Insurance Reform
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Northwest Territories
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New Business and Renewals (Effective November 1, 2025) NEW
2025 Private Passenger CLEAR Rate Group Tables
2025 Commercial Rate Group Tables
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New Business and Renewals (Effective October 1, 2025)
Revised Rate Pages for Commercial and Interurban Vehicles
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New Business and Renewals (Effective June 1, 2025)
Revised Recreational Section Motorcycle & Moped Rule 409.B
Revised Rate Pages for Motorcycle & Moped
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New Business and Renewals (Effective March 1, 2025)
Various Rule Changes
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New Business and Renewals (Effective October 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective October 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective October 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
Revised Commercial Rule 228
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New Business and Renewals (Effective June 1, 2022)
Various Rule Changes
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective October 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective September 1, 2021)
Revised Commercial Rule 201
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New Business and Renewals (Effective July 1, 2021)
Revised Commercial Rates
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New Business and Renewals (Effective January 1, 2021)
Revised Fleet Rates
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Nova Scotia
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New Business and Renewals (Effective September 1, 2025) NEW
2025 Private Passenger CLEAR Rate Group Tables
2025 Commercial Rate Group Tables
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New Business and Renewals (Effective June 1, 2025)
Revised Rate Pages for Commercial vehicle
Various Rule Changes
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New Business and Renewals (Effective May 1, 2025)
Revised All-Terrain Vehicle Rates
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New Business and Renewals (Effective October 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective September 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective April 1, 2024)
Revised Private Passenger Rates
Revised Taxi Rates
Revised Snow Vehicle Rates
Revised Rate Page for Interurban Vehicles
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective September 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
Revised Motorcycle & Moped rates
Revised Motor Home rates
Revised Camper Unit rates
Revised Private Trailer rates
Revised Antique & Classic Vehicles
Rule Change to Motorcycle & Moped
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New Business and Renewals (Effective August 1, 2023)
Revised Public Bus Rates
Revised Private Bus Rates
Revised School Bus rates
Revised Rate Pages for Hotel & Country Club Bus, Ambulance and Funeral
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New Business and Renewals (Effective October 1, 2022)
Revised Commercial Rule 228
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New Business and Renewals (Effective September 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
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New Business and Renewals (Effective July 1, 2022)
Revised Private Passenger Rates
Revised Commercial Rates
Revised Taxi Rates
Various Rule Changes
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New Business and Renewals (Effective June 1, 2022)
Revised All-Terrain Vehicle Rates
Various Rule Changes
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New Business and Renewals (Effective February 1, 2022)
Revised Private Passenger Vehicle Rates
Various Rule Changes
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective November 1, 2021)
Revised Taxi Rates
Various Rule Changes
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New Business and Renewals (Effective September 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
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New Business and Renewals (Effective July 3, 2021)
Revised Commercial Section Rule 201
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New Business and Renewals (Effective July 1, 2021)
Revised All Terrain Vehicles and Snow Vehicles Rates
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New Business and Renewals (Effective March 1, 2021)
Revised Interurban Rates
Revised Ambulance and Funeral Rates
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Nunavut
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New Business and Renewals (Effective November 1, 2025) NEW
2025 Private Passenger CLEAR Rate Group Tables
2025 Commercial Rate Group Tables
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New Business and Renewals (Effective October 1, 2025)
Revised Rate Pages for Commercial and Interurban Vehicles
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New Business and Renewals (Effective June 1, 2025)
Revised Recreational Section Motorcycle & Moped Rule 409.B
Revised Rate Pages for Motorcycle & Moped
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New Business and Renewals (Effective March 1, 2025)
Various Rule Changes
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New Business and Renewals (Effective October 1, 2024) NEW
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective June 1, 2024) NEW
Various Rule Changes
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective October 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective October 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
Revised Commercial Rule 228
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New Business and Renewals (Effective June 1, 2022)
Various Rule Changes
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective October 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective July 1, 2021)
Revised Commercial Section Rule 201
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New Business and Renewals (Effective January 1, 2021)
Revised Fleet Rates
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Ontario
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New Business and Renewals (Effective November 1, 2025) NEW
Various Rule Changes
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New Business and Renewals (Effective October 1, 2025)
2025 Private Passenger CLEAR Rate Group Tables
2025 Commercial Rate Group Tables
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New Business and Renewals (Effective August 1, 2025)
Updated High Theft Vehicle List
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New Business and Renewals (Effective March 1, 2025)
Revised Private Passenger Rates
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New Business and Renewals (Effective October 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective September 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
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New Business and Renewals (Effective August 1, 2024)
Revised Taxi Telematics Discount
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective April 1, 2024)
Revised Private Passenger Rates
Revised Motorcycle & Moped Rates
Revised School Bus Rates
New Private Passenger Rule 140: High Theft Exposure Surcharge
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New Business and Renewals (Effective January 1, 2024)
New Endorsement (OPCF 49) wording in various sections of the manual
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective September 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective May 1, 2023)
Revised Private Passenger Vehicle Rates
Revised Motorcycle & Moped Rates
Revised Private Passenger Rule
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New Business and Renewals (Effective April 1, 2023)
Revised Non Owned Auto Rates
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New Business and Renewals (Effective December 1, 2022)
Introduction of Taxi Telematics Discount
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New Business and Renewals (Effective October 1, 2022)
Revised Commercial Rule 228
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New Business and Renewals (Effective September 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
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New Business and Renewals (Effective June 1, 2022)
Revised Private Passenger Vehicle Rates
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New Business and Renewals (Effective May 1, 2022)
Revised All-Terrain Vehicles
Revised Motorcycle & Moped Rates
Various Rule Changes
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective October 1, 2021)
Various Rule Changes
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New Business and Renewals (Effective September 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
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New Business and Renewals (Effective July 1, 2021)
Revised Commercial Rule 201
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Prince Edward Island
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New Business and Renewals (Effective November 1, 2025) NEW
2025 Private Passenger Clear Rate Group Tables
2025 Commercial Rate Group Tables
Revised Private Passenger Vehicle Rates
Revised Commercial Vehicle Rates
Revised Interurban Vehicle Rates
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New Business and Renewals (Effective August 1, 2025)
Various Rule Changes
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New Business and Renewals (Effective December 1, 2024)
Endorsement Harmonization and Various Rule Changes
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New Business and Renewals (Effective September 1, 2024)
Revised Taxi Rates
Various Rule Changes
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective October 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective December 1, 2022)
Revised Commercial Rule 228
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New Business and Renewals (Effective September 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
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New Business and Renewals (Effective May 1, 2022)
Revised Motorcycle & Moped Rates
Various Rule Changes
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective October 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
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New Business and Renewals (Effective September 1, 2021)
Revised Taxi Rates
Revised Motorcycle & Moped Rates
Revised Snow Vehicle Rates
Revised Interurban Rates
Various Rule Changes
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New Business and Renewals (Effective August 1, 2021)
Revised Commercial Section Rule 201
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New Business and Renewals (Effective January 1, 2021)
Various Rule Changes
Rule Change for SEF 28A
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Yukon
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New Business and Renewals (Effective November 1, 2025) NEW
2025 Private Passenger CLEAR Rate Group Tables
2025 Commercial Rate Group Tables
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New Business and Renewals (Effective September 1, 2025)
Revised Rate Pages for Commercial and Interurban Vehicles
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New Business and Renewals (Effective July 1, 2025)
Revised Recreational Section Motorcycle & Moped Rule 409.B
Revised Rate Pages for Motorcycle & Moped
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New Business and Renewals (Effective June 1, 2025)
Revised Taxi Rates
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New Business and Renewals (Effective March 1, 2025)
Various Rule Changes
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New Business and Renewals (Effective October 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective October 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective November 1, 2022)
Revised Private Passenger Rates
Revised Commercial Rates
Revised Taxi Rates
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New Business and Renewals (Effective October 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
Revised Commercial Rule 228
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New Business and Renewals (Effective June 1, 2022)
Various Rule Changes
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective October 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective September 1, 2021)
Revised Commercial Rule 201
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New Business and Renewals (Effective July 1, 2021)
Revised Private Passenger
Revised Commercial Rates
Revised Taxi Rates
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New Business and Renewals (Effective January 1, 2021)
Revised Fleet Rates