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Alberta
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New Business and Renewals (Effective September 1, 2025) NEW
2025 Private Passenger CLEAR Rate Group Tables
2025 Commercial Rate Group Tables
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New Business and Renewals (Effective August 1, 2025)
Various Rule Changes
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New Business and Renewals (Effective June 1, 2025)
Revised Recreational Section Motorcycle & Moped Rule 409.B
Revised Rate Pages for Motorcycle & Moped
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New Business and Renewals (Effective March 1, 2025)
Various Rule Changes
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New Business and Renewals (Effective January 1, 2025)
Revised Private Passenger Grid Rates
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New Business and Renewals (Effective October 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective September 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
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New Business and Renewals (Effective August 1, 2024)
Revised Interurban Telematics Discount
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective May 1, 2024)
Revised Private Passenger Grid Rates
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New Business and Renewals (Effective April 1, 2024)
Good Driver Protection (Private Passenger Vehicle Section only)
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New Business and Renewals (Effective January 1, 2024)
Private Passenger Rule Changes
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New Business and Renewals (Effective December 1, 2023)
Various Rule Changes
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
Update to Criminal Code Convictions
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New Business and Renewals (Effective September 1, 2023)
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective August 1, 2023)
Amendment to Alberta Standard Endorsement Forms
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New Business and Renewals (Effective June 1, 2023)
Various Rule Change to Private Passenger Section
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New Business and Renewals (Effective May 1, 2023)
Introduction of Interurban Video Telematics Discount
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New Business and Renewals (Effective February 1, 2023)
Revised Interurban Vehicle Rates
Various Rule Changes
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New Business and Renewals (Effective January 1, 2023)
Revised Private Passenger Grid Rates
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New Business and Renewals (Effective October 1, 2022)
Revised Commercial Rule 228
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New Business and Renewals (Effective September 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
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New Business and Renewals (Effective January 1, 2022)
Implementation of Direct Compensation Property Damage (DCPD)
Revised Private Passenger Grid Rates
GISA (ASP) Updates
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New Business and Renewals (Effective September 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
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New Business and Renewals (Effective July 1, 2021)
Revised Grid Rule Change
Revised Commercial Section Rule 201
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New Business and Renewals (Effective May 1, 2021)
Revised Garage Rates
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New Business and Renewals (Effective April 1, 2021)
Various Rule Changes
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New Business and Renewals (Effective January 1, 2021)
Revised Fleet Rates
Revised Private Passenger Grid Rates
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New Brunswick
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New Business and Renewals (Effective March 1, 2025) NEW
Various Rule Changes
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New Business and Renewals (Effective November 1, 2024)
Revised Private Passenger, Commercial, Taxi, Motorcycles & Mopeds, All-Terrain Vehicles Rates
Revised Interurban Vehicles
Revised Public Bus, Private Bus, School Bus, Hotel & Country Club Bus, Ambulance, Funeral
Revised Snow Vehicles, Private Trailers, Motor Home, Camper Unit, Historic Vehicles
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New Business and Renewals (Effective October 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective September 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective January 1, 2024)
Revised Private Passenger, Commercial, and Taxi Rates
Revised Hotel & Country Club Bus, Private Bus, and School Bus
Revised Ambulance and Funeral Vehicle
Revised Historic Vehicle, Motor Home, Trailer, and Camper Unit
Various Rule Changes
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New Business and Renewals (Effective December 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective September 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective May 1, 2023)
Revised Rates Pages for Interurban Vehicles
Revised Rate Pages Public Bus
Revised Rate Pages Motorcycle & Moped, All-Terrain Vehicles, and Snow Vehicle
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New Business and Renewals (Effective October 1, 2022)
Revised Commercial Rule 228
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New Business and Renewals (Effective September 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
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New Business and Renewals (Effective July 1, 2022)
Revised Private Passenger, Commercial, and Taxi Rates
Revised Interurban, Public, School Bus, Hotel & Country Club Bus, and Private Bus
Revised Ambulance and Funeral Vehicle
Revised Private Trailer, Motor Home, Camper Unit, and Historic Vehicles
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New Business and Renewals (Effective June 1, 2022)
Revised All-Terrain Vehicle Rates
Revised Motorcycle & Moped Rates
Revised Snow Vehicle Rates
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective September 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective August 1, 2021)
Revised Commercial Section Rule 201
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New Business and Renewals (Effective March 1, 2021)
Revised Private Passenger
Revised Taxi
Revised All-Terrain Vehicles
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New Business and Renewals (Effective February 1, 2021)
Revised Commercial Vehicles
Revised Motorcycles
Revised Snow Vehicles
Revised Private Trailers/Camper Units
Revised Historic (Antique) Vehicles
Revised Motorhomes
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New Business and Renewals (Effective January 1, 2021)
Various Commercial Rule Changes
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Newfoundland and Labrador
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New Business and Renewals (Effective October 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective September 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective February 1, 2023)
Revised Taxi rates
Various Rule Changes
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New Business and Renewals (Effective November 1, 2022)
Revised Motorcycle & Moped rates
Revised All-Terrain Rates
Revised Snow Vehicle Rates
Revised Recreational Rule Change
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New Business and Renewals (Effective October 1, 2022)
Revised Commercial Rule 228
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New Business and Renewals (Effective September 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
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New Business and Renewals (Effective April 1, 2022)
Revised Private Passenger Vehicle Rates
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA(ASP) updates
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New Business and Renewals (Effective September 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective August 1, 2021)
Revised Commercial Section Rule 201
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New Business and Renewals (Effective July 1, 2021)
Revised Public Bus Rates
Revised Private Bus Rates
Revised School Bus Rates
Revised Hotel & Country Club Rates
Revised Ambulance Rates
Revised Funeral Rates
Revised Garage Rates
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New Business and Renewals (Effective April 1, 2021)
Revised Commercial Rates
Revised Interurban Rates
Revised Motorcycles
Revised All-Terrain Vehicles
Revised Snow Vehicles
Revised Motorhomes
Revised Antique (Historic) Vehicles
Revised Private Trailers
Revised Camper Units
Various Rule Changes
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New Business and Renewals (Effective February 1, 2021)
Revised Fleet Rates
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New Business and Renewals (Effective January 1, 2021)
Newfoundland & Labrador Automobile Insurance Reform
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Northwest Territories
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New Business and Renewals (Effective June 1, 2025) NEW
Revised Recreational Section Motorcycle & Moped Rule 409.B
Revised Rate Pages for Motorcycle & Moped
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New Business and Renewals (Effective March 1, 2025)
Various Rule Changes
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New Business and Renewals (Effective October 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective October 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective October 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
Revised Commercial Rule 228
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New Business and Renewals (Effective June 1, 2022)
Various Rule Changes
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective October 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective September 1, 2021)
Revised Commercial Rule 201
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New Business and Renewals (Effective July 1, 2021)
Revised Commercial Rates
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New Business and Renewals (Effective January 1, 2021)
Revised Fleet Rates
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Nova Scotia
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New Business and Renewals (Effective September 1, 2025) NEW
2025 Private Passenger CLEAR Rate Group Tables
2025 Commercial Rate Group Tables
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New Business and Renewals (Effective June 1, 2025)
Revised Rate Pages for Commercial vehicle
Various Rule Changes
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New Business and Renewals (Effective May 1, 2025)
Revised All-Terrain Vehicle Rates
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New Business and Renewals (Effective October 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective September 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective April 1, 2024)
Revised Private Passenger Rates
Revised Taxi Rates
Revised Snow Vehicle Rates
Revised Rate Page for Interurban Vehicles
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective September 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
Revised Motorcycle & Moped rates
Revised Motor Home rates
Revised Camper Unit rates
Revised Private Trailer rates
Revised Antique & Classic Vehicles
Rule Change to Motorcycle & Moped
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New Business and Renewals (Effective August 1, 2023)
Revised Public Bus Rates
Revised Private Bus Rates
Revised School Bus rates
Revised Rate Pages for Hotel & Country Club Bus, Ambulance and Funeral
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New Business and Renewals (Effective October 1, 2022)
Revised Commercial Rule 228
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New Business and Renewals (Effective September 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
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New Business and Renewals (Effective July 1, 2022)
Revised Private Passenger Rates
Revised Commercial Rates
Revised Taxi Rates
Various Rule Changes
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New Business and Renewals (Effective June 1, 2022)
Revised All-Terrain Vehicle Rates
Various Rule Changes
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New Business and Renewals (Effective February 1, 2022)
Revised Private Passenger Vehicle Rates
Various Rule Changes
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective November 1, 2021)
Revised Taxi Rates
Various Rule Changes
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New Business and Renewals (Effective September 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
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New Business and Renewals (Effective July 3, 2021)
Revised Commercial Section Rule 201
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New Business and Renewals (Effective July 1, 2021)
Revised All Terrain Vehicles and Snow Vehicles Rates
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New Business and Renewals (Effective March 1, 2021)
Revised Interurban Rates
Revised Ambulance and Funeral Rates
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Nunavut
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New Business and Renewals (Effective June 1, 2025) NEW
Revised Recreational Section Motorcycle & Moped Rule 409.B
Revised Rate Pages for Motorcycle & Moped
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New Business and Renewals (Effective March 1, 2025)
Various Rule Changes
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New Business and Renewals (Effective October 1, 2024) NEW
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective June 1, 2024) NEW
Various Rule Changes
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective October 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective October 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
Revised Commercial Rule 228
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New Business and Renewals (Effective June 1, 2022)
Various Rule Changes
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective October 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective July 1, 2021)
Revised Commercial Section Rule 201
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New Business and Renewals (Effective January 1, 2021)
Revised Fleet Rates
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Ontario
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New Business and Renewals (Effective August 1, 2025) NEW
Updated High Theft Vehicle List
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New Business and Renewals (Effective March 1, 2025)
Revised Private Passenger Rates
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New Business and Renewals (Effective October 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective September 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
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New Business and Renewals (Effective August 1, 2024)
Revised Taxi Telematics Discount
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective April 1, 2024)
Revised Private Passenger Rates
Revised Motorcycle & Moped Rates
Revised School Bus Rates
New Private Passenger Rule 140: High Theft Exposure Surcharge
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New Business and Renewals (Effective January 1, 2024)
New Endorsement (OPCF 49) wording in various sections of the manual
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective September 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective May 1, 2023)
Revised Private Passenger Vehicle Rates
Revised Motorcycle & Moped Rates
Revised Private Passenger Rule
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New Business and Renewals (Effective April 1, 2023)
Revised Non Owned Auto Rates
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New Business and Renewals (Effective December 1, 2022)
Introduction of Taxi Telematics Discount
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New Business and Renewals (Effective October 1, 2022)
Revised Commercial Rule 228
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New Business and Renewals (Effective September 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
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New Business and Renewals (Effective June 1, 2022)
Revised Private Passenger Vehicle Rates
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New Business and Renewals (Effective May 1, 2022)
Revised All-Terrain Vehicles
Revised Motorcycle & Moped Rates
Various Rule Changes
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective October 1, 2021)
Various Rule Changes
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New Business and Renewals (Effective September 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
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New Business and Renewals (Effective July 1, 2021)
Revised Commercial Rule 201
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Prince Edward Island
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New Business and Renewals (Effective August 1, 2025) NEW
Various Rule Changes
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New Business and Renewals (Effective December 1, 2024)
Endorsement Harmonization and Various Rule Changes
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New Business and Renewals (Effective September 1, 2024)
Revised Taxi Rates
Various Rule Changes
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective October 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective December 1, 2022)
Revised Commercial Rule 228
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New Business and Renewals (Effective September 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
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New Business and Renewals (Effective May 1, 2022)
Revised Motorcycle & Moped Rates
Various Rule Changes
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective October 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
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New Business and Renewals (Effective September 1, 2021)
Revised Taxi Rates
Revised Motorcycle & Moped Rates
Revised Snow Vehicle Rates
Revised Interurban Rates
Various Rule Changes
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New Business and Renewals (Effective August 1, 2021)
Revised Commercial Section Rule 201
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New Business and Renewals (Effective January 1, 2021)
Various Rule Changes
Rule Change for SEF 28A
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Yukon
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New Business and Renewals (Effective September 1, 2025) NEW
Revised Rate Pages for Commercial and Interurban Vehicles
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New Business and Renewals (Effective July 1, 2025)
Revised Recreational Section Motorcycle & Moped Rule 409.B
Revised Rate Pages for Motorcycle & Moped
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New Business and Renewals (Effective June 1, 2025)
Revised Taxi Rates
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New Business and Renewals (Effective March 1, 2025)
Various Rule Changes
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New Business and Renewals (Effective October 1, 2024)
2024 Private Passenger CLEAR Rate Group Tables
2024 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective June 1, 2024)
Various Rule Changes
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New Business and Renewals (Effective November 1, 2023)
Various Rule Changes including revised U.S. Exposure Surcharge
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New Business and Renewals (Effective October 1, 2023)
2023 Private Passenger CLEAR Rate Group Tables
2023 Commercial Rate Group Tables
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New Business and Renewals (Effective November 1, 2022)
Revised Private Passenger Rates
Revised Commercial Rates
Revised Taxi Rates
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New Business and Renewals (Effective October 1, 2022)
2022 Private Passenger CLEAR Rate Group Tables
2022 Commercial Rate Group Tables
Revised Commercial Rule 228
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New Business and Renewals (Effective June 1, 2022)
Various Rule Changes
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New Business and Renewals (Effective January 1, 2022)
Various Rule Changes for GISA (ASP) Updates
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New Business and Renewals (Effective October 1, 2021)
2021 Private Passenger CLEAR Rate Group Tables
2021 Commercial Rate Group Tables
Various Rule Changes
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New Business and Renewals (Effective September 1, 2021)
Revised Commercial Rule 201
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New Business and Renewals (Effective July 1, 2021)
Revised Private Passenger
Revised Commercial Rates
Revised Taxi Rates
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New Business and Renewals (Effective January 1, 2021)
Revised Fleet Rates